-Lack of collaterals.
-Diversion of loans to unintended use.
-High interest rate which makes repayment difficult.
-Non-payment of loans lead to assets being auctioned.
-Lack of knowledge and skills to manage credit/misappropriation of funds.
-Lack of proper farm records which disqualify farmers from getting loans.
monica20 answered the question on October 13, 2017 at 22:43
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