-Discovering of concealed information/lack of utmost good faith.
- Loss caused by negligence/carelessness..
-Loss caused deliberately/intentionally/willful action
-No close link between risk and cause of a loss.(not caused by proximate cause)
-Where a loss is catastrophic.
-Where an insurer is unable financially/bankrupt.
-Where a company has collapsed/closed down.
-Late claim/reporting the risk late.
monica20 answered the question on October 14, 2017 at 10:03
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