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Explanations of the following concepts as relates to e-commerce.
Electronic commerce (e-commerce) refers to the use of information technology such as
computers and telecommunications to automate the process of buying and selling of goods
and services.
1. Electronic market
This refers to a situation whereby buyers and sellers who have subscribed to a networked
system trade through their terminals. A buyer is able to access the webs of his suppliers
and make orders through the internet.
2. Electronic purse
This refers to a vital envelope used to wrap electronic cash when it is being sent to the
bank. When a customer makes an online purchase, electronic cash software creates a
=coin‘ in an amount specified by the user and sends it to the users bank wrapped in a
virtual purse. The bank withdraws the amount specified from the user‘s account and
deposits it to the seller‘s account.
3. Cyber banking
This refers to the use of electronic technology to facilitate banking transactions. For
example the use of magnetic character readers (MCR) to accept and clear cheques. Also
the use of automated teller machines.
4. Cyber mall
This refers to a collection of computer services offered by an external organisation in one
roof. For example, services such as bureaus, internet access services, teleconferencing
facilities etc.
gregorymasila answered the question on November 30, 2017 at 11:29
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