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Identify eight challenges facing HELB

Identify eight challenges facing HELB

Answers

John
i) Low repayment rate of former loanees/ beneficiaries due to unemployment

ii) High number of applicants for the loans.

iii) Inability to give full loan to the applicants

iv) Inadequate funding from the government

v) Double allocation to some students due to lack of effective linkages between stakeholders in the loan and bursary schemes

vi) Inadequate information on loans

viii) Bottleneck and irregularities in the administration of loans and bursaries/ corruption transportation and other logistical
costs in processing of loans

ix) Due to brain drain, many beneficiaries have left the country thus not easy to trace/ track recover the loan

x) Some loanees lack good information where and when to repay.

xi) Some loaned die or may be incapacitated thus unable to repay

xii) Lack of collateral/ security to cushion the board
johnmulu answered the question on April 3, 2017 at 06:51

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