Date Posted: 11/26/2012 2:05:01 AM
Posted By: fly1234 Membership Level: Bronze Total Points: 15
Santa is coming again! The Christmas season is hectic enough and you just don''t want to add last minute shopping worries to it. The good thing is that you can use this quick five-step guide to plan and prepare early for Santa''s biggest night.Avoid credit, only cashWhereas credit cards may seem ideal this time of the year, they can break you if you are not careful. A worry-free holiday is that one where you celebrate, the next morning after Christmas, you still celebrate because you have enough money to keep you going and for your next year''s budget. So hide those credit cards. Use cash, checks, and debit cards only. In other words, use money that is already there, don''t use money that isn''t there.Start small, but nowUnless you are Donald Trump or Bill Gates, i don''t think most of us can afford to go on a crazy December shopping spree for Christmas, so start buying now.The longer a time period you can spread out the cost of this holiday, the more you will enjoy your Christmas.Find shops that are giving layawayLook for stores that are giving discounted incentives to their customers. Am sure quite a number of them have already begun doing this. Just ensure that you''re prepared to meet any payments, fees, and due dates the company requires. Save early for sales you plan to attendMaybe there''s a local store you know in town that offers a great sale every year, during the holiday season and you know you''ll do some of your shopping there. Start saving early, look for a piggy bank and put at least Ksh200 or Ksh400 daily. When that day comes, you can make your way to the store and buy items without using your credit card.Crafty suppliesIf you are a crafty person, you can make money this season by designing gifts. If you can''t finish the project the first week of December, get all supplies by end of November at the latest and make a plan to sit down and complete whatever gifts you are planning to make. Don''t try to come up with any last minute add-ons because this might disappoint you and your customers. The earlier you start, the better.
Next: The plight of Kenyan security officersPrevious: When is the right time to Tell it all?
Get premium membership