Sac 308 Question Paper

Sac 308

Course:General Insuarance

Institution: Kenyatta University question papers

Exam Year:2015

KENYATTA UNIVERSITY
BACHELOR OF SCIENCE IN ACTUARIAL SCIENCE
SAC 301 GENERAL INSURANCE
CAT I
Answer all questions
(a) ( i) List all key reasons that may cause an insurance company to fail. (4marks)
(ii) Give examples of requirements that the regulatory authority could impose in order to reduce the risks that lead to failure. (4marks)
b) ( i) List the principles covers that would be include in comprehensive motor vehicle insurance.
(ii) State for each under part i) , whether or not it would normally be include in non-comprehensive motor insurance
iii) Describe the main benefits and the insured perils for each cover listed in part (i)(10marks)
c) Explain the difference between the cover given under credit insurance and creditor insurance , giving examples where appropriate. (4marks)
d) Define the three types of reserve a general insurance company may hold in respect of an unexpired period of cover. (6marks)
e) ( i) List the principal types of liability insurance. (2marks)
(ii) Describe the claim characteristics of liability insurance. (4marks)

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